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Real Estate Loans

Home Equity Loans
First Mortgage Loans
Land-Lot Loans


Home Equity Loans

  • Rate of 6.50% for first six months
  • No closing costs (for a limited time, with first advances of $10,000 or more)
  • Borrow up to 90% of the Loan
  • Maximum $30,000
  • Fast Approval
  • Interest may be Tax Deductible

When you apply bring the following:

  1. Copy of Deed of Trust
  2. Homeowners Insurance Policy
  3. Verification of property taxes paid
  4. Verification of income


First Mortgage Loans

  • Fixed and Variable Rates Available
  • Rate of 7.25%
  • 7.39% APR (based on a $50,000 loan with 1% origination fee)
  • Finance for 10, 15, or 30 years
  • Fixed Rate up to the 10th year, with amortization from 10 to 30 years
  • Loan-to-value up to 90% on purchases


Land-Lot Loans

  • Available for Tennessee Property
  • Low Cost, Low Rates