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Loans

Signature Loans
Automobile Loans
Boat, Motorcycle, RV Loans
Home Equity Loans
First Mortgage Loans
Land-Lot Loans
Share Secured Loans
VISA Cards
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Earn a .25% DISCOUNT on your next loan when you apply online.
Apply for a Loan!


Borrowing money can sometimes be a painful experience. NOT AT THE CREDIT UNION! We offer competitive interest rates with quick approval and repayment schedules to fit your budget. You can use Loan Source Line to apply for a loan or come and talk with one of our loan officers. You can pay your loan back with payroll deduction or by mailing or bringing your payment in.

Convenient and painless-loans that help you!

Signature Loans

  • Borrow up to $10,000 unsecured
  • Up to 36 months

      Signature Line of Credit
      • Revolving Line of Credit
      • Borrow up to $10,000 unsecured
      • Variable rate

      Overdraft Line of Credit


Automobile Loans

  • New or Used Car, Truck, or Van
  • Low Rates
  • Pre-approval Available
  • Up to 100% Financing
  • Auto loans financed up to 72 months


Boat, Motorcycle, RV Loans

  • Up to 80% Financing on New or Used Models


Home Equity Loans

  • Rates as low as Prime
  • $375 total closing costs, no annual fees, no per draw fees
  • Borrow up to 90% of the value of your home
  • Maximum $75,000
  • Fast Approval
  • Interest may be Tax Deductible

When you apply bring the following:

  1. Copy of Legal Description
  2. Homeowners Insurance Policy
  3. Verification of income


First Mortgage Loans

  • Fixed and Variable Rates Available
  • In-house or secondary market options
  • Finance for up to 30 years
  • Loan-to-value up to 90% on cash-out refinances
  • Loan-to-value up to 100% on purchases
  • Loan-to-value up to 95% on rate and Term refinances


Land-Lot Loans

  • Available for Tennessee Property
  • Low Cost, Low Fixed Rates, up to 80% Loan-to-value


Share Secured Loans

  • Borrow against your money at a cheaper interest rate than most other loans.


VISA

  • No Annual Fee
  • Low Interest Rate
  • Share Secured VISAs are also available


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