Personal Banking

 

Consumer Rates

 
 

Interested in opening a personal loan with Leaders Credit Union? You can apply for a loan online by clicking here. Want to speak with someone in person? Feel free to stop by one of our 4 branch locations in Jackson and speak with one of our Member Service Representatives. You can also call us at (731) 664-1784 or email us for more information.

Consumer Loan Rates 
Effective as of 12/20/2011

New Auto Rates - Apply Now!

Type Term APR
New Auto, Trucks, and Customized Vans up to 75 months from 2.95% to 17.50%



Used Auto Rates - Apply Now!

Type Model Term APR
Used Auto, Trucks, and Customized Vans 2010 up to 75 months from 3.00% to 17.50%
2009 up to 72 months from 3.05% to 17.50%
2008 up to 72 months from 3.10% to 17.50%
2007 up to 66 months from 3.50% to 17.50%
2006 & Older** up to 60 months from 4.05% to 17.50%
*financing available up to NADA average retail value
**financing available up to NADA average trade-in value 
***Beacon score must be at least a B or A rating to receive a 72 month loan


Recreational Vehicle Rates ( RV's / Motorcycle / ATV / Boats / Personal Watercraft ) - Apply Now!
New (2011-2010) Up to 105% of MSRP
Up to 78 months Beginning at 2.95%
Used Up to AVG RETAIL VALUE
2010, 2009 up to 63 months* Beginning at 3.05%
2008 up to 60 months* Beginning at 3.10%
2007 up to 54 months* Beginning at 3.50%
Used Up to AVG TRADE-IN VALUE
2006 & older up to 48 months* Beginning at 4.05%
* Term and amount financed based on year model as determined by auto loans



Consumer Loan Rate - Apply Now!

Unsecured Loan -- Separate Advance
Approx. 12-24 months Beginning at 7.00%
Approx. 25-36 months Beginning at 7.25%
Approx. 37-48 months Beginning at 7.50%
Single Payment Advance ($1,000 or less) Beginning at 9.50%
Single Payment Advance (1,001 or more) Beginning at 10.00%
Signature Line of Credit Beginning at 12.50%
MUST BE A SEPARATE LOAN ADVANCE


Consolidation Loan Rates - Apply Now!
Up to $10,000; Approx. 60months Beginning at 7.00%
$10,001 to $25,000; Approx. 72 months Beginning at 7.00%
*Courtesy Deed of Trust maybe required on your primary residence


Overdraft Protection Loan Rates - Apply Now!
Overdraft Protection Loan 15.50%


Share Secured Rates - Apply Now!
Share Secured 2% Above Rate Earned (V)