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Consumer Rates |
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Interested in opening a personal loan with Leaders Credit Union? You can apply for a loan online by clicking here. Want to speak with someone in person? Feel free to stop by one of our 4 branch locations in Jackson and speak with one of our Member Service Representatives. You can also call us at (731) 664-1784 or email us for more information.
Consumer Loan Rates
Effective as of 12/20/2011
New Auto Rates - Apply Now!
| Type |
Term |
APR |
| New Auto, Trucks, and Customized Vans |
up to 75 months |
from 2.95% to 17.50% |
Used Auto Rates - Apply Now!
| Type |
Model |
Term |
APR |
| Used Auto, Trucks, and Customized Vans |
2010 |
up to 75 months |
from 3.00% to 17.50% |
| 2009 |
up to 72 months |
from 3.05% to 17.50% |
| 2008 |
up to 72 months |
from 3.10% to 17.50% |
| 2007 |
up to 66 months |
from 3.50% to 17.50% |
| 2006 & Older** |
up to 60 months |
from 4.05% to 17.50% |
*financing available up to NADA average retail value
**financing available up to NADA average trade-in value
***Beacon score must be at least a B or A rating to receive a 72 month loan
Recreational Vehicle Rates ( RV's / Motorcycle / ATV / Boats / Personal Watercraft ) - Apply Now!
| New (2011-2010) |
Up to 105% of MSRP |
| Up to 78 months |
Beginning at 2.95% |
| Used |
Up to AVG RETAIL VALUE |
| 2010, 2009 up to 63 months* |
Beginning at 3.05% |
| 2008 up to 60 months* |
Beginning at 3.10% |
| 2007 up to 54 months* |
Beginning at 3.50% |
| Used |
Up to AVG TRADE-IN VALUE |
| 2006 & older up to 48 months* |
Beginning at 4.05% |
| * Term and amount financed based on year model as determined by auto loans |
Consumer Loan Rate - Apply Now!
Unsecured Loan -- Separate Advance |
| Approx. 12-24 months |
Beginning at 7.00% |
| Approx. 25-36 months |
Beginning at 7.25% |
| Approx. 37-48 months |
Beginning at 7.50% |
| Single Payment Advance ($1,000 or less) |
Beginning at 9.50% |
| Single Payment Advance (1,001 or more) |
Beginning at 10.00% |
| Signature Line of Credit |
Beginning at 12.50% |
MUST BE A SEPARATE LOAN ADVANCE |
Consolidation Loan Rates - Apply Now!
| Up to $10,000; Approx. 60months |
Beginning at 7.00% |
| $10,001 to $25,000; Approx. 72 months |
Beginning at 7.00% |
*Courtesy Deed of Trust maybe required on your primary residence |
Overdraft Protection Loan Rates - Apply Now!
| Overdraft Protection Loan |
15.50% |
Share Secured Rates - Apply Now!
| Share Secured |
2% Above Rate Earned (V) |
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Ready to try FinanceWorks?
FinanceWorks allows you to manage your finances by categorizing transactions, watching trends and setting personal goals. Log Into Leaders eBr@nch to try FinanceWorks. Once logged in, click the FinanceWorks link at the top right to try FinanceWorks. For assistance with FinanceWorks, please contact us at (731) 664-1784.
