First Mortgage Loans | Home Equity Loan | Equity Advantage Loan
Land-Lot Loan | Construction Loans | What to bring
when you apply
At Leaders, we’re sure to have the product to fit your
specific need. From first mortgages, refinances and home-equity
lines of credit to fixed rates, adjustable rates, balloons and
even a no closing cost option, we’ve
got you covered. Stop by or call today and let our mortgage representatives put you in the home of your
dreams.
You've found the perfect home. Now it's time to finance it. We
offer mortgage loans for purchases and refinances.
- Fixed and Variable Rates Available with traditional mortgage
terms
- In-house or secondary market options
- Loan-to-value up to 85% on FHA cash-out refinances
- No Closing Cost Option Available
- Loan-to-value up to 96.5% on purchases & refinances
- Please contact us for available terms
This is a second mortgage product that is a line of credit using
your primary residence as collateral. It can be used for whatever purpose you choose. This
is a variable interest rate product financing up to 85% LTV. The
interest rate and maximum LTV are based on credit scores.
- Rates as low as 4.00%
- No annual fees
- No per draw fees
- Maximum $150,000
- Fast Approval
- Interest may be Tax Deductible
Looking for a fixed rate and shorter terms when borrowing against
your home's equity?
This is a second mortgage product that has a fixed rate for 5 years using
your primary residence as collateral. The interest rate
and maximum LTV are based on credit scores. This product has a no closing costs option. Amortization's up to 20 years and a maximum LTV of 85% are available.
You've finally found the perfect piece of ground to build your dream home. Or maybe it's time for that cabin on the river you've
been wanting. Let us make it happen for you with a land-lot loan.
This loan is available for property within the state of Tennessee.
- Low Cost, Low Rates
- Terms up to 5 years fixed, maximum LTV 70%
- Amortization's up to 15 years
Ready to build that dream home?
Let us help!!! We'll work with you to make your dream home a reality.
- Competative rates and terms
- Interest only on the amount drawn
- Free Construction Loan Checking Account
- Financing up to 80% of appraised value
- Copy of Legal Description
- Homeowners Insurance Policy
- Current First Mortgage Statement
- Verification of income (ie. W2's & Current Pay Stub)
* All Rates Subject To Change
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